Michael J. Cwik, CES


Mike has been an Employee Benefit's specialist for over 30 years.  Gaining experience and knowledge with several major carriers, Mike has held positions as Chief Group Underwriter, Group Service Representative Manager, Benefit's Consultant, Director of Strategic Planning, Financial Advisor and Investment Advisor Representative.

Mike is a Certified Enrollment Specialist and a Certified 401(k) educator.  He is frequently contracted by insurance carriers to provide benefit educational seminars for employees of national and regional businesses.


William Cheshire.

Director of Strategic Planning

Bill's career began on the Wall Street Exchange over 20 years ago. Since that time Bill has held positions as a Registered Representative and Investment Advisor Representative for several major Financial firms.

In addition to his knowledge of Employee Benefits, Bill's specialty is helping businesses and individuals reach their financial goals.


Chad Dale

Director Employee Benefits

Chad has over 20 years of experience designing and implementing Employee Benefit Programs. 

Chad began his career as a Group Service Representative with a major insurer working with large fortune 500 companies.  After spending several years with his family owned Insurance firm, Chad took a position as a regional representative for a major Payroll/Benefits company.

In his spare time, Chad teaches a fitness Spin Class.

Chad @mjcbenefits.net


Elias N. Sakalis

Attorney at Law

Elias has been practicing law for over 20 years.

After spending several years with a major law firm, Elias opened his own practice. His areas of practice include Wills and Estate Practice; Commercial Litigation; Construction Litigation where he has served as General Counsel for both Private and Public construction companies; Appellate Law; Personal Injury; Debt Collection; Personal Bankruptcies and Real Estate Law where he has executed over 500 transactions.

Elias is admitted to practice in the United States District Courts and Bankruptcy Courts for the Southern and Eastern District of New York.


Dana Macri, CLU.

Director Florida Office

Dana has over 20 years of experience in Employee Benefits. Holding positions as Underwriting Manager,  Account Manager, Financial Advisor, Benefit Advisor and Client Relation Specialist, Dana has served as a Consultant and trusted resource to many Florida businesses.

Dana is considered and expert in worksite benefits and has mentored and coached many of his former firm's support staff .

Dana is a Chartered Life Underwriter and a Certified Enrollment Specialist.

Our team of experienced Financial Professionals offers unbiased advise and solutions based on your firm's unique needs and not our personal financial gain.  We believe in earning your trust and developing lasting relationships.

Call Us At:  1-800-558-4760

Email:  info@mjcbenefits.net

Employee Benefit Strategies

    and Financial Services


M. J. Cwik & Associates